PM Vishwakarma Yojana 2024: On September 17, 2023, which was Prime Minister Modi’s 73rd birthday, he launched a new program called the PM Vishwakarma Yojana. This program was started on Vishwakarma Jayanti. The goal is to showcase the skills and talents of the Vishwakarma community. If you want to apply for this program in 2024, you can.
PM Vishwakarma Yojana offers financial aid of up to ₹15,000 for toolkit incentive to buy a advanced tool and enhance the skill of Vishwakarma community. Additionally, community members receive a daily training grant (in training period) of ₹500. The scheme aims to boost employment opportunities nationwide, Help the Vishwakarma community become more self-reliant and lower unemployment.
PM Vishwakarma Yojana Scheme
The Pm Vishwakarma Yojana is designed to support artisans and craftspeople across India, helping them enhance their skills and improve their livelihoods. The program provides financial assistance through low-interest loans, training, and access to modern tools and technology.
It covers 18 traditional trades, including carpentry, pottery, and blacksmithing, aiming to uplift the Vishwakarma community. Eligible artisans can apply for loans up to ₹3 lakh, which can be used to grow their businesses and promote their crafts. This initiative not only helps preserve traditional skills but also connects artisans to broader markets, ensuring their crafts thrive in today’s economy.
PM Vishwakarma Yojana 2024 Overviews
| Name of Scheme | PM Vishwakarma Yojana |
| Started By | Indian Government |
| Department | Ministry of Micro, Small and Medium Enterprises |
| Launch date | 17 September 2023 |
| Objective | To Make Self-Reliant Vishwakarma community |
| Beneficiary | Indian Crafts People including 18 trades |
| Benefits | Free Toolkit incentive, up to 3 Lakhs Loan, daily stipend, training support, marketing support and more |
| Application Mode | Online |
| Official Website | https://pmvishwakarma.gov.in/ |
PM Vishwakarma Yojana Benefits
Enrolled in Pm Vishwakarma Yojana artisans can get plenty benefits these are as follows:
Credit Support
Eligible artisans can receive a loan of up to ₹300,000 at a minimum interest rate of 5%. This loan will be provided in two installments. After completing their recommended training, they will qualify for credit support of ₹100,000 with an 18-month repayment period. If they demonstrate responsible repayment behavior, the credit limit can be increased to ₹300,000 with a repayment period of 30 months. This initiative is designed to help artisans grow their businesses.
Training Support
In Pm Vishwakarma Yojana The artisans will receive free of cost 5-7 days basic and interested people 15 days advanced training to upskill their creativity.
Toolkit Incentive
Craftspeople who will complete their basic or advanced label training, will eligible to get ₹ 15,000 toolkit incentive to perform their work more efficiently buying a new tool. They will get this amount in voucher form redeemable at registered toolkit shop.
Daily Stipend
In the PM Vishwakarma Yojana, artisans will receive a daily stipend of ₹500 during their training period. This support is crucial because many artisans come from the unorganized sector and work as daily wage laborers. If they participate in the training program, they would lose their daily wages. To help compensate for this loss, the government has decided to provide this stipend, ensuring that artisans can focus on improving their skills without financial stress.
1% Digital Transaction Cashback
To encourage digital payments and financial inclusion among artisans, the PM Vishwakarma Yojana offers a 1% cashback maximum limit ₹ 100 per month on digital transactions made by beneficiaries. This incentive aims to promote the adoption of digital payment methods and reduce the reliance on cash transactions.
Marketing Support
Under the PM Vishwakarma Yojana, artisans and craftspeople receive various types of marketing support to help promote their skills and products. This support includes:
- Quality Certification: Artisans can obtain certifications that validate the quality of their products, making them more appealing to buyers.
- Branding: The scheme assists in creating a brand identity for artisans, helping them stand out in the market.
- Advertising and Publicity: Marketing activities are organized to promote artisans’ products, increasing their visibility to potential customers.
- E-commerce Support: Artisans can get help to sell their products online by being onboarded onto e-commerce platforms like GeM (Government e-Marketplace), allowing them to reach a wider audience.
This comprehensive marketing support aims to improve the market presence of artisans and enhance their sales opportunities.
Certificate (ID)
The PM Vishwakarma Yojana includes a skill certificate as a key benefit for artisans and craftspeople. This certificate serves as formal recognition of their skills and training, enhancing their credibility in the job market.
Key Points about the Skill Certificate:
- Recognition: The skill certificate acknowledges the artisan’s expertise in their craft, boosting their confidence and self-respect.
- Employment Opportunities: Having this certificate can improve job prospects, as it demonstrates to potential employers that the artisan has received proper training and possesses the necessary skills.
- Identity Card: Along with the skill certificate, beneficiaries also receive a PM Vishwakarma ID card, further validating their status as trained artisans.
- Skill Development: The certificate is awarded after completing training programs, which can range from basic to advanced levels, ensuring that artisans are well-equipped with the latest techniques and knowledge in their trade.
Overall, the skill certificate under the PM Vishwakarma Yojana plays a vital role in empowering artisans, helping them gain recognition and access better opportunities in the market.
Who is Eligible For PM Vishwakarma Yojana?
PM Vishwakarma Scheme is launched for Indian artisans which is categorised in 18 trades, who can apply for the scheme. These artisans are:
| 1 | Carpenter (Badhai) | 10 | Cobbler (Charmkar)/Shoesmith/Footwear artisan |
| 2 | Boat Maker (Lock & Keys Maker) | 11 | Mason (Rajmistri) |
| 3 | Armourer (Astarkar) | 12 | Basket/Mat/Broom Maker/Coir Weaver |
| 4 | Blacksmith (Lohar) | 13 | Doll & Toy Maker |
| 5 | Hammer and Tool Kit Maker | 14 | Barber (Nai) |
| 6 | Locksmith | 15 | Garland maker (Malakaar) |
| 7 | Goldsmith (Sonar) | 16 | Washerman (Dhobi) |
| 8 | Potter (Kumhaar) | 17 | Tailor (Darzi) |
| 9 | Sculptor (Moortikar, stone carver), Stone breaker | 18 | Fishing Net Maker |
These artisans and craftspeople, collectively referred to as “Vishwakarmas”, are engaged in occupations that involve working with their hands and traditional tools. The PM Vishwakarma Scheme aims to provide end-to-end support to these skilled individuals, helping them preserve and promote India’s rich heritage of traditional craftsmanship.
More Eligibility Criteria
Including 18 trades artisans should must meet following criteria to enroll in PM Vishwakarma Yojana:
- Age: Applicants should be at least 18 years old at the time of registration.
- Occupation: The applicant should be an artisan or craftsman engaged in one of the 18 specified traditional trades. These trades include carpentry, blacksmithing, pottery, and more.
- Unorganized Sector: Eligible candidates must be working in the unorganized sector, primarily through self-employment and using traditional tools.
- Family Enrollment: Only one member from a family can enroll in the scheme, which includes spouses and unmarried children.
- Employment Status: The beneficiary and their family members should not be government employees.
- Active Engagement: Applicants must be actively involved in their respective trades at the time of enrollment.
- Previous Benefits: Candidates who have previously availed benefits from similar schemes like PMEGP, PM Swanidhi, or Mudra within the last five years are ineligible.
- Education: Typically there is no formal education required for Pm Vishwakarma Yojana. If somebody is a craftsperson belongs from above 18 trades and working in unorganised sector can apply for the scheme.
Required Documents
If any artisans want to apply for Pm Vishwakarma Yojana the following documents will be required:
- Aadhar card
- Ration card
- Bank account statement
- Address proof
- Caste certificate
- Passport size photo
- Mobile number
- Email ID
How To Apply in PM Vishwakarma Yojana?
To apply for Pm Vishwamkarma Yojana, your mobile number should be link with your Aadhar card. Unless you can’t able to register for Pm Vishwakarma Yojana. If your mobile number is not linked, visit nearest post office or Aadhar Enrollment center.
All the Indian artisans who wants to apply for PM Vishwakarma Yojana, can follow these simple steps to to successfully submit there application:
- To apply in PM Vishwakarma Yojana you need a CSC ID. If you don’t have, you can visit nearest CSC centre.
- Firstly, you have to visit PM Vishwakarma official website which is https://pmvishwakarma.gov.in/
- Navigate to login section on homepage
- Just go through dropdown menu and hover on “CSC Login”
- During hover CSC Login, “CSC-Register Artisans” option will be popped out.
- Click on it and now you will entered in a new page of CSC Login credentials.
- Fill your CSC ID and Password and Captcha in dedicated box and click on submit button.
- In new page, you have to enter your Mobile Number and Aadhar Number
- Now you have to click on verify option
- Now your Registration form will be open
- Enter required information & upload documents
- Now click on submit button ( Your application is completed).
The application process involves registering at a nearby Common Service Center (CSC) along with the necessary documents. After verification at the gram panchayat and central government levels, eligible beneficiaries will receive a skill certificate, ID card, toolkit, and access to low-interest loans to support their business growth.
FAQs
What type of skill training is offered under the PM Vishwakarma Yojana?
What type of marketing support is provided under the scheme?
Are there any penalties for repaying the loan before the scheduled date?
What are the interest rate and subsidy amount offered under the scheme?
Which lending institutions are responsible for providing credit under the PM Vishwakarma Yojana?
Hi, I’m Sandeep Singh, the founder of No1LiveNews.com. By day, I’m a social worker dedicated to sharing essential information about government schemes to ensure that everyone has access to the support they need. In my free time, I indulge my passion for technology and interesting facts, exploring the latest gadgets and fascinating tidbits to share with you. My mission is to blend my professional focus with my personal interests, providing a valuable resource that keeps you informed and engaged.